Tales of My Mother #12


This will be a short one. My mother died on October 4, 2012. She was covered for the last 55 years of her life by a health plan paid for by the federal government in connection with my father's pension as a government employee.

Yesterday, she received a letter from the insurance company that begins as follows. Keep in mind that though it came to me, it was addressed to her…

Maintaining consistent health care is important for you and your family. While we've been directed to end your group-sponsored health plan coverage effective at 12:01 AM on December 1, 2012, be assured that you still have many options for continuing her health care coverage.

…and then it goes on to suggest various health plans she may wish to buy, all of which are described in an enclosed brochure.

So I'm trying to figure out how her insurance company, which I notified of her death the day it happened, doesn't know she's gone and waited almost three months to tell her she was no longer covered and to try and sell her a new policy.  Especially since maintaining consistent health care is so important…